Fintech

FinTech Grants and R&D Tax

Singapore is a global leader in fintech, home to a dynamic ecosystem of startups, financial institutions, and digital platforms. With strong regulatory support and a tech-savvy population, the sector is rapidly evolving through innovations in payments, blockchain, digital banking, and financial AI.

At FI Group, we help fintech companies turn their innovation into financial advantage, through R&D tax incentives and grants that support the development of smarter, more secure financial technologies.

Innovation in the Fintech Sector

Fintech innovation often involves solving complex technical and regulatory challenges. Common qualifying R&D activities include:

Developing proprietary financial platforms or algorithms
Enhancing cybersecurity and fraud detection systems
Integrating blockchain or distributed ledger technologies
Improving payment infrastructure and transaction processing
Building AI-driven financial tools and analytics

These activities frequently involve experimentation and technical uncertainty, making them eligible for R&D tax relief.

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GRANT FUNDING FOR FINTECH INDUSTRY

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Combining Grants and R&D Tax Incentives

Many businesses don’t realise they can benefit from both government grants and R&D tax incentives, and combining them strategically can significantly boost your innovation budget.

At FI Group, we help you:

Identify eligible projects for both grants and tax incentives
Sequence funding to avoid overlaps and maximise returns
Navigate compliance with local regulations and reporting requirements

Whether you’re building financial platforms, enhancing digital security, or deploying AI in finance, we ensure you get the full financial support you deserve.

Innovation deserves more than one reward, let us help you claim them all.

Why FI Group?

At FI Group, we know fintech innovation is about solving complex financial challenges with secure, scalable technology. We combine deep technical expertise with financial insight to help you maximise your R&D returns.

In-house PhD experts in software engineering, data science, and financial systems
Extensive experience with R&D tax incentives and innovation grants
End-to-end support in grant writing, submission, and audit defence
Offices across 20+ international markets, including Singapore
Global best practices tailored to local compliance